Fixed Deposits - Made Simple

Fixed Deposits Made Simple

Fixed Deposits (FDs) are a reliable and straightforward investment option. They provide a safe harbour for your hard-earned money, offering guaranteed returns with minimal risk. In this era of financial uncertainty, FDs stand as a beacon of stability. FDs are financial instruments where you deposit a lump sum with a financial institution for a predetermined tenure. In return, you earn a fixed interest rate, making it an ideal choice for risk-averse investors.

Benefits of Fixed Deposits

Why Choose Benefits with Us

Regular Fixed Deposits

Regular Fixed Deposits

These are standard FDs with flexible tenure options.

Tax-saving Fixed Deposits

Tax-saving Fixed Deposits

These FDs offer tax benefits under Section 80C of the Income Tax Act.

Senior Citizen Fixed Deposits

Senior Citizen Fixed Deposits

Exclusively for senior citizens, these FDs offer higher interest rates.

Features of Fixed Deposits

Why Choose Features with Us

Assured Returns
Assured Returns

You'll earn a fixed interest rate, ensuring the safety of your principal amount.

Flexible Tenure Options
Flexible Tenure Options

Choose a tenure that suits your financial goals.

Low to Zero Risk
Low to Zero Risk

FDs are one of the safest investment options.

High Liquidity
High Liquidity

In case of an emergency, you can prematurely withdraw your FD with a slight penalty.

Loan against FD
Loan against FD

You can avail of a loan against your FD, helping you in times of need.

Nomination Facility
Nomination Facility

Ensure a smooth transition of your investment to your loved ones.

Start your retirement planning today with Investments IMF and enjoy a stress-free tomorrow.